Income Protection in Northern Ireland

If you want to have financial assistance to cover your monthly regular outgoings should you find yourself suddenly unable to work, then income protection insurance may be the best choice for you.

The typical policy will pay you a monthly income (tax free) after a waiting period that suits your individual circumstances. Some people may be paid by their employer for six months if absent from work due to sickness so for them a plan which starts paying after six months is appropriate. Plans can be constructed to suit individual circumstances.

The plans can pay out for periods from 12 months to as long as the retirement age of the person insured. Again, this is to suit individual needs.

Income Protection Insurance is a crucial safety net which will assure you of the benefit amount month after month until you are back to work.

Similar plans can be arranged to cover redundancy/unemployment.

For more information please contact us.